If you’ve been in a car accident, one of the first things that the other driver’s insurance adjuster might ask you for is access to your medical records. They might tell you that it’s necessary for them to properly evaluate your claim and determine the amount of compensation you are entitled to. But should you really share your medical records with them?
It’s understandable to feel hesitant about releasing your medical records to someone you don’t know, especially if you’re concerned about your privacy. However, there are several reasons why it may be in your best interest to do so.
First, by providing access to your medical records, you’re giving the insurance adjuster a better understanding of the extent of your injuries and the treatment you have received. This can help them accurately assess the damages you have suffered and make a fair settlement offer. Without this information, they may only be able to offer you a lower amount, which may not fully cover your expenses and losses.
Second, insurance adjusters are bound by strict regulations and laws when it comes to handling your medical records. They are not allowed to share your information with anyone who does not have a legitimate need to access it, and they must take steps to protect your privacy. If they violate these rules, they could face serious consequences.
However, it’s important to note that you should only release your medical records to the other driver’s insurance adjuster if they have a legitimate reason to access them. For example, if you have injuries that are related to the accident, then it would be appropriate for them to request your medical records. But if they’re asking for unrelated medical information, then you should question why they need it.
Additionally, it’s a good idea to review your medical records before you release them to ensure that they’re accurate and complete. If you notice any errors or omissions, you should address them with your healthcare provider before sharing the records with the insurance adjuster.
Releasing your medical records to the other driver’s insurance adjuster can help you receive a fair settlement for your injuries and losses. However, it’s important to only share the information that is relevant to your accident, and to ensure that your privacy is protected. If you have any concerns or questions about sharing your medical records, you should speak with an experienced personal injury attorney who can advise you on the best course of action.
